The offline-first simulator for High Skilled Migrants. Calculate your 30% ruling cliff, visa risks, and wealth tax without sharing a single byte of data.
Good morning,
Pip
Monthly Benefit
+€1,247
Visa Expires
18 mo
Wealth Mountain
On track 🎯
Your salary, savings, and financial simulations never leave your device. No servers. No analytics. No "anonymous" data collection. We literally cannot see your data—because it's never sent anywhere.
All calculations happen on your phone. No cloud. No API calls.
Optional Face ID / fingerprint protection for sensitive screens.
Sensitive data stored in iOS Keychain / Android Keystore.
Complex Dutch tax rules, simplified into actionable simulations. No spreadsheets. No guesswork.
Know exactly when your benefit ends and visualize the €1,000+/month salary drop. Plan your exit strategy years in advance.
Compare VSO offers vs. statutory Transition Pay before you sign. See if you're leaving money on the table.
Visualize your path to financial independence (FIRE) in the Netherlands. Track progress against your target currency goal.
Never miss a residence permit expiry or HSM salary threshold. Timeline view with smart alerts.
Understand your exemption status. Track when the "Wealth Gate" opens based on your ruling start date.
Know your May payout in advance. Pro-rata calculations for mid-year starters. Net estimates with ruling benefit.
"Finally, a calculator that handles the 2027 tax rule changes. The salary cliff visualization made me realize I need to negotiate a raise before my ruling ends."
Maarten V.
Senior Engineer, Amsterdam
"The Job Switch simulator saved me €8,000. My employer's VSO offer was below statutory minimum—I didn't even know that was a thing."
Ana K.
Product Manager, Rotterdam
"As someone who sends money home to the Philippines, the Wealth Mountain in PHP is incredibly motivating. I can actually see my progress toward my goal. And the fact that my salary data never leaves my phone? That's huge."
Miguel R.
DevOps Engineer, The Hague
Download and simulate your Dutch financial future—without compromising your privacy.
100% Free • No account needed