If you are working in the Netherlands and tired of guessing your next financial move, this app is for you. See your 30% ruling timeline, visa deadlines, Defense Score, and savings runway in one place. Export key dates. Share your summary.
Dashboard
See your salary outlook, deadlines, and key financial risks in one calm dashboard built for expat life.
More App Screens
Real screenshots from the app — timeline, score, tools, and privacy controls.
Confidence map for your next financial move
Know your cliff before it hits your net pay
Track progress to your NL wealth target
See what a new job offer actually means for your take-home
Estimate borrowing range before you talk to a makelaar
Incognito, lock, and local-first by default
We designed Dutch Defend for people who do not want to spray personal financial data across random apps. Your core numbers stay on your phone. Optional partner and paid flows are clearly explained.
Your salary, savings, and private planning inputs stay local by default.
Use Face ID or fingerprint lock if you want extra protection.
Sensitive values are stored securely on your device.
Hide money values instantly when you are in public or screen-sharing.
Dutch Defend is free on Android. iOS is coming soon as a one-time purchase. Some partner links may include referral tracking only if you allow it.
If you open a partner offer from the app, we may receive a referral fee.
Advanced reports may be paid later. Price and terms are shown before checkout.
You can switch consent settings on or off anytime in app settings.
No spreadsheet circus. No legal jargon wall. Just clear next-step planning for life and money in NL.
See when your ruling ends and estimate your net salary drop before it happens.
Compare offers before you sign. Check whether you are leaving compensation on the table.
Track your progress to your savings goal with a visual roadmap that keeps you motivated.
Keep permit expiry and key deadlines visible so nothing catches you off guard.
Understand when Box 3 starts to matter for you and plan before tax season stress hits.
Estimate your holiday pay so your May cashflow is predictable instead of a surprise.
Get a realistic borrowing range before you speak with an advisor or makelaar.
Know how long your savings can cover your life in NL if income changes.
See your year-end bonus progress so you can plan spending or savings early.
Model household planning with partner inputs so decisions reflect real life, not solo assumptions.
Keep contracts organized and avoid lazy auto-renewals that quietly increase monthly costs.
One timeline for paydays, bonuses, deadlines, and tax events so you can plan weeks ahead.
Get a holistic score of your financial position so you always know where you stand before any big decision.
See every rule assumption behind the calculations. Know what the app uses to produce your estimates.
Enter a job offer salary and see whether it meets 30% ruling thresholds — with net estimates with and without the ruling — before you decide.
Preview a clean snapshot of your financial position, then share it with a partner or advisor — only when you choose.
Export your key financial dates as a plain-text list to add reminders in any calendar app.
"I stopped guessing. I can finally see the 30% ruling drop coming and plan a raise conversation months ahead."
Maarten V.
Senior Engineer, Amsterdam
"The job-switch screen gave me confidence in negotiations. I walked into HR with numbers, not anxiety."
Ana K.
Product Manager, Rotterdam
"I send money home every month, so the multi-currency goal view matters a lot. Seeing progress keeps me disciplined, and I trust it because my private numbers stay on my device."
Miguel R.
DevOps Engineer, The Hague
Install in under a minute and get instant clarity on salary, tax, deadlines, and next moves.
Download on the
App Store Soon
Get it on
Google Play
Now on Android — free download • iOS coming soon
Bug reports, requests, or “can you add this?” ideas are all welcome.
